Loan Options

Find a loan that fits your next move.

Review the programs below, then speak with a Loan Officer about eligibility, costs, and available terms.

Buying a home

Fixed Rate Mortgage

A fixed interest rate with a generally consistent scheduled principal-and-interest payment; taxes, insurance, and other costs may change.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Specialized financing

Rehab

Roll the costs of the renovation into your loan.

USDA

Eligible borrowers may qualify for no-down-payment financing in eligible areas. Income, property, credit requirements, fees, and other costs apply.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

Investment Property

Mortgage loan programs for vacation and investment properties.

Reverse (HECM) for Purchase

For eligible borrowers age 62 or older. HECM borrowers must meet ongoing tax, insurance, maintenance, and occupancy requirements.

Refinancing

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

Access to equity may allow payment of other debts, but increases borrowing secured by your home; savings are not guaranteed.

Reverse (HECM) Refinance

For eligible borrowers age 62 or older. Access to home equity involves loan costs and continuing borrower obligations.